Overview

As the Second Life economy grows, the financial sector grows in unison. However, recently

residents have lost their faith both in banks and in stock exchange markets. The real contact

information of most of the bank owners is unknown. Even with the real contact information

displayed, how viable are their business strategies providing that the banks may generate sufficient

amount of return to pay its customers in both principle and interests? The bank assets are indeed

intangible assets, and we cannot be assured that the bank assets exist based on their submitted

monthly reports, unless Linden Labs decide to step in.

Large financial institutions including Ginko Financial and Midas Commons were established

as conducting fraudulent activities, one way or another. Every SL financial institution, small or big,

could just take the money and run, at any time. Bank runs seem to be quite common and there

must be a stop. Although we cannot prevent fraud, we can mitigate risks. We, as investors, have

full authority when determining the amount to invest and to whom to entrust our funds with.

Investors should and must know that they are not limited to investing in just one financial

institution.

iVentures Group has compiled a list of financial institutions operating in SL providing

investors with the following information: Bank Name, Bank Owner, Website, Business Strategy,

Products and/or Services Provided, Stock Exchange, Stock Symbol, Daily Interest Rate %, # of

existing customers, Total Deposits to-date, Total Interest Paid to-date, and Insured by The Rock

Insurance Group.

All of the financial information provided is available to the public. The information has been

consolidated through various sources including the banks websites, Stock Exchange Forums, and

directly speaking with the bank owners themselves in-world. Investors are strongly suggested to

diverse and perform due diligence prior to depositing funds to a certain financial institution. Do

your homework and you can invest brilliantly.

December 07 - Banking Research Report

*Note: iVentures Group has provided investors with the consolidated Bank Research report for

free for this month only, December 2007. In 2008, we anticipate updating the Bank Research

report once a month and the report will be sold for a nominal fee.